Alright so last Tuesday I woke up feeling like garbage – fever chills, the whole deal. Needed to see a doctor but man, my wallet’s been crying lately. Remembered folks talking about budget healthcare online somewhere… Loyal Healthcare? Yeah that site. Figured I’d test if it’s actually cheap like they claim.
Step 1: Hunting Down Payment Info
First thing? Scoured that whole dang website looking for prices. Clicked every “Services” tab and “About Us” page like a detective. Nothing. Finally spotted a tiny “Membership” link buried in the footer. Felt like finding a needle in a haystack.
Step 2: The Sticker Shock Moment
Opened their pricing PDF expecting maybe $20 a month. Scrolled down and BAM – basic plan starts at $99 monthly! My coffee almost went flying. That’s not “affordable”, that’s a car payment! Highlighted that number bright red in my notes.
Step 3: Hunting For Loopholes
Refused to give up. Dug into their fine print like a raccoon in trash cans. Found two sneaky tricks:
- Family plans: Costs less per person if you sign up 4+ people. But I live alone with two cats – Mittens ain’t paying membership fees.
- Promo codes: They exist but finding one’s like winning lottery tickets. Googled for 20 minutes. Zilch.
My Cheapskate Workaround
Decided to gamble: Scheduled their “free telehealth consult” option. Doctor called me via video chat later that afternoon. Solid advice about OTC meds and rest. Total cost? Zero dollars. Felt like I hacked the system. But…
After hanging up? Got hit with seven “UPGRADE YOUR PLAN!” popups on their site. Super aggressive. Like a car salesman blocking the exit door. Annoying as heck but worth it for free care.
Final Verdict?
Affordable? Only if you count their freebie services. Actual membership? Highway robbery unless you got six kids crammed in your basement. Their tagline should say “Get Some Quality Care Without High Costs… Sometimes.” Maybe test the free stuff but keep your credit card locked up.
