Alright, let’s talk about this Aetna CVS Health Silver thing, whatever it is. Sounds fancy, but lemme tell ya, health stuff ain’t always so fancy when you gotta deal with it.
First off, they got this “Summary of Benefits and Coverage” thing, an SBC they call it. Sounds like a bunch of papers to me. But they say it helps you pick a health plan. I guess that’s good, seein’ as how pickin’ anything these days is harder than milkin’ a cow with one hand. This SBC paper, it shows ya how much you gotta pay and how much they gotta pay when you go to the doctor or somethin’. Seems important, so don’t lose it like you lose your glasses all the time!
Now, this Aetna CVS Health Silver 70 HMO, that’s a mouthful, ain’t it? It’s for folks and their families, I reckon. HMO, that just means you gotta go to their doctors, not just any doctor you want. Kinda like how you gotta go to the store in town, not the one fifty miles away. They say it covers stuff, you know, like when you get sick or break a bone. I hope it covers more than just a band-aid though, ’cause those things cost a pretty penny these days!
Then there’s this Silver 6 plan. More numbers and letters, I swear! They talk about a network of doctors, which I guess is good. Means there’s more than one doc you can go see. And they say you can walk right into a clinic without an appointment, and it don’t cost ya nothin’. That’s pretty good, I reckon. Like walkin’ into your neighbor’s house for a cup of sugar, only for doctorin’ stuff instead. And you can talk to a doctor on the phone or computer anytime, day or night, for free too. That’s what they call “virtual care,” sounds like somethin’ out of a sci-fi movie, but if it saves you a trip to town, I ain’t complainin’. Oh, and they got teeth doctorin’ for the young’uns too. Kids these days and their sweet tooths, am I right?
They say, “Healthier happens together.” Well, I reckon that’s true. You gotta eat your vegetables and get some sunshine, and maybe have a good doctor too. This Aetna CVS Health thing, it’s part of that Affordable Care Act, they call it ACA. Sounds like government stuff to me. But they say it’s supposed to help you live better and not cost you an arm and a leg. We’ll see about that, won’t we?
Aetna, that’s the name they use, but it’s part of CVS Health now. Like how the Smith family is part of our town, you know? They got all sorts of plans, Medicare and all that. For the old folks, I guess. And they get rated, like how the county fair judges the pies. Five stars is the best, just like a good apple pie.
- So, what’s the bottom line? Well, this Aetna CVS Health Silver thing, it’s insurance. You pay them money, and they pay the doctors when you get sick.
- Make sure you read that SBC paper, so you know what you’re gettin’ into.
- And pick a plan that fits your needs and your pocketbook. Don’t go buyin’ a Cadillac when you can only afford a Ford, you know what I mean?
- They got lots of doctors you can see, and you can walk right in or talk to one on the phone or computer.
- And they even got teeth doctorin’ for the kids.
That’s about all I can make of it. Health insurance ain’t easy to understand, but it’s important. So, do your homework, ask questions, and find somethin’ that works for you and your family. And don’t forget to eat your greens!
Tags: [Aetna CVS Health, Aetna and CVS Plan, CVS Corporation, Aetna Health Inc, Family Health Magazine, Health Insurance, HMO, ACA, Silver Plan, Medicare]
